Colorado Errors & Omissions

Deadline To Renew: January 1, 2015

Why Pay More for Less?

Starts at:   $165

a savings of $90 vs. the state group program.

$500k / $500k Limits Exceed CREC Minimum Coverage

Includes:  $1,000 Deductible • Seller’s E&O Coverage • Fair Housing/Discrimination Defense • First Dollar Defense • Agent Owned Property •Agent Pre-Paid Legal Services • Coverage for Prior Sales • Lockbox Coverage • Megan’s Law • Franchise Coverage • Escrow Disputes • Separate Limit for Defense Costs

Proof of coverage sent directly to DORA


Why is the CRES policy so much less?
It’s simple – because we don’t insure everyone. Our program is designed specifically for “lower risk” real estate professionals – those that specialize in residential real estate and have had no claims or complaints in the past 5 years. As a result, we can offer you more coverage for less.
  • Guaranteed to meet 100% of CREC requirements
  • Includes $500k/$500k limits. A CRES Exclusive
  • Backed by “A” rated, admitted carrier.
  • Proof of coverage is electronically sent directly to DORA.
  • Includes protection for injuries or damages that occur during Open Houses, showings or other selling activities.
  • Per CREC requirements, our E&O policy covers all licensed activities including commercial sales, property management, etc. during the upcoming year
  • Our base price of $165 is based on residential real estate sales, and you only pay an additional fee if you’ve performed other activities (Commercial, Property Management, etc.) in the past 12 months.


Low Cost Optional Coverage

Add $7 | Environmental to Limits
Add $7 | “Open House/Showings”
 Bodily Injury and Property Damage
Add $13 | Increase Limits to $1M/$1M Liability
Add $13 | Property Management or Appraiser (each)

Additional Valuable Benefits:

Seller’s E&O coverage – Our policy includes Seller’s E&O that provides $25k in coverage to protect your clients, a value added benefit that you can use to get more listings!  A CRES Exclusive
Risk Management – You have access to our team of local expert attorneys, who are available 24/7 to proactively resolve small issues before they turn into big problems, plus document/contract review, sample disclosures, phone consultations and legal updates.  A CRES Exclusive
Qualified Home Warranties – Protect the buyers, eliminate your E&O deductible, and get an extra $25,000 in seller’s E&O with a CRES home warranty.
“CRES provided the most coverage for the best price & meets the state requirements, so I switched to them”
-Teresa L., Real Estate Agent