Protect Yourself with Reliable Appraiser E&O Coverage + ClaimPrevent®

Sellers always think their house is worth more, and buyers always think they paid too much. As the appraiser, you’re stuck in the middle. That’s why you need E&O insurance.

Errors and Omissions Insurance Designed for Residential Appraisers

  • You Won’t be Penalized Because of Other Appraiser Mistakes
    Have you seen other companies raise appraiser E&O rates across the board, without looking at your particular claim history?  At CRES, your E&O is customized for your particular situation — to give you quality coverage at a low price.
  • You’ll Only Pay for Coverage You Need
    We only insure Appraisers who specialize in residential properties, so you don’t pay to cover work you don’t perform.  Your E&O is customized for your specific risks — rather than a generic policy.  You’ll have coverage for:  Bodily injury and property damage, Discrimination (defense costs), Pollution/Mold, Subpoena assistance, Trial Expense reimbursement, Disciplinary proceedings reimbursement, Public Relations Advisory expenses, and Not-for-Profit Directors coverage.  In addition, you can add other options to further customize your policy.
  • Security of an “A” Rated, Admitted Carrier
    Our policies are backed by A.M. Best A-rated, admitted carriers.We pay millions in real estate E&O claims every year and are backed by one of the 20 largest P&C insurance companies in the world.
  • ClaimPrevent® Legal Hotline 7 Days a Week to Prevent Claims from Happening
    One way we keep rates low is by giving you access to local expert attorneys to support you BEFORE a problem ever turns into a claim.  When you have a question, need a letter written or a document reviewed, have a request from an AMC or a lender that makes you uncomfortable, or you’re involved in a disciplinary action, you’ll have expert help available 7 days a week.
  • Identity Theft Coverage
    Most states require that you inform your clients if their private information may have been compromised. This can occur if you lose your phone, have a laptop stolen, etc. We pay up to $5,000 to comply with the state required notifications.

Appraiser E&O Policy Details

  • $1 Million Limits included
  • $1 Million in Defense Costs (a separate limit, so you actually have $2 Million available to cover you)
  • Discrimination coverage to policy limits
  • $2,500 Retention (out-of-pocket claims expense limit)
  • Match Prior Acts (No 2008 Limitation)
  • Compliant with GSE and AMC requirements
  • No FDIC exclusion


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Qualifications:  No claims or disciplinary actions in the last 5 years and appraise residential property only.
If you do not meet the qualifications above, please click here to request a quote.


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