Nebraska Real Estate Errors & Omissions (E&O) Insurance

Starts at just:


With these included CRES Exclusives:

  • Pre-Claim Legal Services — access to expert local attorneys 7 days a week
  • 25 Free Building Permit History Reports each year — eliminate your out-of-pocket claims costs

Guaranteed to meet all state requirements – and far EXCEED what the Nebraska state E&O plan includes.

Per NREC, if your NE license needs to be renewed this year by November 30th, your E&O coverage must also be purchased by the same deadline.

Up to 10 Times the Protection for Specific-to-Real-Estate Risks  

CRES E&O + ClaimPrevent®                versus  State Plan
$100,000/$500,000 limits $100k/$300k
Pre-Claim Legal Services 7 days a week No help pre-claim with State Plan
$100,000 policy limit for Lock Box Property Damage $100k/$300k
$100,000 Environmental/Pollution/Mold (10x the protection!) $10k/$20k
$50,000 Cyber coverage (10x the protection!) $5k per firm
$20,000 – $50,000 Disciplinary Hearings coverage (4x the protection!) $5k/$5k
Sale of Agent-Owned Vacation/Rental Properties to fourplex Limitations with State Plan

Now, one rate covers all of your activities that require a real estate license.

With CRES Real Estate E&O + ClaimPrevent®, local expert real estate attorneys are on call 7 days a week to help you PRE-CLAIM!  They’ll handle your questions, write or review letters and addendums on your behalf, review contracts, and more.  You’re guaranteed a response within 4 hours or next business day, with recommendations confirmed in writing! (No help from the group program until after you have a claim.)

Also with CRES E&O:

  • Team/Non-Licensed Assistant Coverage included
  • Conformity Endorsement Coverage — if you’re a Nebraska resident, your Nebraska plan will be amended to conform to the E&O requirements of other states where you hold a valid real estate license.
  • PLUS, our Nebraska plans have ALWAYS included:  No out-of-pocket claims costs where only attorney fees are paid (“First Dollar Defense”), Firm and Franchise coverage, and Prior Acts coverage for as long as you’ve had continuous E&O coverage (with any company)


  • 25 Free CRES Building Permit History Reports (a $99.95 value), included each year, with discounted pricing available on additional reports.  Provide a Report to a buyer and eliminate your out-of-pocket claims costs! A CRES Exclusive

For most licensees in Nebraska, CRES offers you FAR better protection than the state plan — and that’s been true for more than 20 years.

You may be eligible for CRES E&O even if you have past complaints or claims.

As required by NREC, CRES E&O covers all real estate activities requiring a license. Try our new simplified online enrollment today!

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*Comparison as of 10-7-20 based on base policy cost for licensees performing activities requiring a license. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.

Renew Your E&O

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Low Cost Optional Coverage

Defense Outside Limits Add $8
Seller’s E&O Coverage Add $5
Pollution/Environmental Coverage ($500K) Add $4
Open House/Showings Liability Add $8
Fair Housing/Discrimination Defense and Damages Coverage to Limits Add $8
Cyber Liability Expanded Coverage Add $35

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