Nebraska Real Estate Errors & Omissions (E&O) Insurance
Per NREC, if your NE license needs to be renewed this year by November 30th, your E&O coverage must also be purchased by the same deadline.
Up to 10 Times the Protection for Specific-to-Real-Estate Risks
CRES E&O + ClaimPrevent® versus | State Plan |
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$100,000/$500,000 limits | $100k/$300k |
Pre-Claim Legal Services 7 days a week | No help pre-claim with State Plan |
$100,000 policy limit for Lock Box Property Damage | $100k/$300k |
$100,000 Environmental/Pollution/Mold (10x the protection!) | $10k/$20k |
$50,000 Cyber coverage (10x the protection!) | $5k per firm |
$20,000 – $50,000 Disciplinary Hearings coverage (4x the protection!) | $5k/$5k |
Sale of Agent-Owned Vacation/Rental Properties to fourplex | Limitations with State Plan |
Now, one rate covers all of your activities that require a real estate license.
With CRES Real Estate E&O + ClaimPrevent®, local expert real estate attorneys are on call 7 days a week to help you PRE-CLAIM! They’ll handle your questions, write or review letters and addendums on your behalf, review contracts, and more. You’re guaranteed a response within 4 hours or next business day, with recommendations confirmed in writing! (No help from the group program until after you have a claim.)
Also with CRES E&O:
- Team/Non-Licensed Assistant Coverage included
- Conformity Endorsement Coverage — if you’re a Nebraska resident, your Nebraska plan will be amended to conform to the E&O requirements of other states where you hold a valid real estate license.
- PLUS, our Nebraska plans have ALWAYS included: No out-of-pocket claims costs where only attorney fees are paid (“First Dollar Defense”), Firm and Franchise coverage, and Prior Acts coverage for as long as you’ve had continuous E&O coverage (with any company)
With CRES, you’ll enjoy SUPERIOR COVERAGE – and MORE INCLUDED SERVICES:
- 25 Free CRES Building Permit History Reports (a $99.95 value), included each year, with discounted pricing available on additional reports. Provide a Report to a buyer and eliminate your out-of-pocket claims costs! A CRES Exclusive
For most licensees in Nebraska, CRES offers you FAR better protection than the state plan — and that’s been true for more than 20 years.
You may be eligible for CRES E&O even if you have past complaints or claims.
As required by NREC, CRES E&O covers all real estate activities requiring a license. Try our new simplified online enrollment today!
*Comparison as of 10-7-20 based on base policy cost for licensees performing activities requiring a license. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.
Low Cost Optional Coverage
Defense Outside Limits | Add $8 |
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Seller’s E&O Coverage | Add $5 |
Pollution/Environmental Coverage ($500K) | Add $4 |
Open House/Showings Liability | Add $8 |
Fair Housing/Discrimination Defense and Damages Coverage to Limits | Add $8 |
Cyber Liability Expanded Coverage | Add $35 |