About CRES

What’s the difference between an admitted and non-admitted carrier?

Insurance companies operate in two general modes: Admitted and non-admitted. Admitted companies must file their rates, rules, and forms with each state insurance commissioner and either receive express or implied approval. Many states are very particular in the approval process, to make sure you receive adequate protection and are not subject to excessive or unfairlyRead More

What insurance carriers do you work with? And why?

CRES Insurance operates as a Managing General Agent for various carriers. That means we are the underwriter for your errors and omissions insurance policy. We specialize at bringing in and managing real estate errors and omissions accounts on behalf of larger Insurance organizations. We’ve worked with about eight carriers in our 20+ year history.  AsRead More

Where are you located?

We are headquartered in sunny San Diego, CA. If you are in town, feel free to stop by and see us! We also have a Sales and Marketing office in Las Vegas, NV, and Territory Managers in Los Angeles, San Francisco Bay Area, and San Antonio.

What is an MGA? As an MGA, how is CRES different from a broker?

An MGA is a Managing General Agent, meaning a specialized type of insurance agent/broker that, unlike traditional agents/brokers, is vested with underwriting authority from an insurer. Accordingly, MGAs perform certain functions ordinarily handled only by insurers, such as binding coverage, underwriting and pricing, and appointing retail agents. CRES is a specialist in the risks thatRead More

Who is CRES? When was the company founded and why?

CRES was founded in 1996 to protect real estate professionals nationwide with superior insurance solutions and proactive risk management. Our founder, was Jim Allison, a real estate attorney who defended agents and brokers. He realized that a lot of little things could have been done upfront in real estate transactions to prevent problems. He startedRead More

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