Minimum premium options vary by state, depending on policy limits, and whether you want an individual E&O policy or a policy to cover you and your company.
Company policies can have coverage limits up to $3,000,000.
Individual policies in CA, CO, ID, IA, LA, MS, NE, NM, RI, SD, TN, WY have standard limits of:
Individual policies in FL, ND, TX, and other states where E&O is not required by the state have standard limits of:
Individual policies in KY have $100,000 / $1,000,000 limits.
This blog/website is made available by CRES Insurance Services for educational purposes to give you general information and understanding of legal risks and insurance options, not to provide specific legal advice. This blog/website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. Claims examples are for illustrative purposes only. Read your policy for a complete description of what is covered and excluded.
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