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Is your revenue $100,000 or less?
You may qualify for Express California Real Estate E&O Coverage


Our NEW Express Real Estate E&O Coverage is for California real estate companies with $100,000 or less in annual revenue — and 5 or fewer licensees.

For revenue more than $100,000, or if you don’t meet the criteria below, get a Quick Quote

Your firm qualifies for Express E&O Coverage if:

  • Your annual revenue is $100,000 or less
  • At least 80% of revenue comes from Residential activities (sales, leasing, etc. of 1-4 Units)
  • You haven’t had any sales over $3 million during the last 3 years
  • Your company has 5 or fewer licensees
  • You’ve had no claims or policy cancellation/declination (other than non-payment) in the past 5 years
  • You are not involved in business brokering, property syndication, property development, or exclusive listing agreements with a builder or developer
  • You are doing business in California

Choose your coverage and retention level   ̶  for real estate sales only (includes coverage for residential, commercial, and land sales) or add optional Property Management coverage.

Your Express E&O policy includes the most popular coverages from $750:

  • Pollution/Mold (up to $500,000)
  • Discrimination/Fair Housing Indemnity and Defense
  • Open House & Showings for residential sales ($100,000)
  • Agent-Owned Property Sales including rental properties
  • Broad Form” with Subpoena, Disciplinary Proceedings, Loss of Earnings, Public Relations, Data Breach ($50,000), and Non-Profit Directors and Officers coverage.  
  • Covers your real estate company, employees, and agents
  • Covers prior transactions for as long as you’ve maintained continuous E&O coverage with us or another E&O company.
Learn More
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