Superior Real Estate E&O Coverage — plus Pre-Claim Legal Services
Choosing the right Errors and Omissions insurance for your Real Estate company can be simple. CRES E&O + ClaimPrevent® gives you the best value — by far — on the most extensive coverage customized specifically for real estate risks.
- We’ll find you the best protection at the best price, because no one else has access to the product options that we do. (We’re part of Arthur J. Gallagher, one of the largest insurance brokers in the world.)
Our new bundle option includes the coverages most firms ask for, now at up to 30% savings, including:
Pollution ($500,000); Discrimination Indemnity and Defense; Open House & Showings for commercial sales ($100,000); Agent-Owned Property; and “Broad Form” with Subpoena, Disciplinary Proceedings, Loss of Earnings, Public Relations, Data Breach ($50,000), and Non-Profit Directors and Officers coverage.
You’ll also enjoy:
- Included Pre-Claim Legal Services — because no one is more serious about helping you PREVENT claims
- Open House & Showings residential sales coverage — for property damage or third-party injury caused by selling activities, including real estate signage
More Real Estate companies choose CRES because of the high return on your E&O investment ̶ and our 25 years of experience protecting firms like yours for risks you experience every day.
We even have multiple payment options: choose fixed premium, 3- or 10-pay, or per-transaction payments.
Why Choose CRES E&O + ClaimPrevent® to Protect Your Real Estate Company
- Expert ClaimPrevent® Legal Team on-Call to Help You Prevent Claims
YourCRES E&O policy includes Pre-Claim Legal Services at no extra charge. Consult with our local expert real estate attorneys who can answer your questions, write letters on your behalf, review documents and more. No more worrying about the cost to talk with an attorney when issues come up.
- Building Permit History Reports — ONLY from CRES
Reduce your liability by showing buyers the presence or absence of permits on a property with CRES Building Permit History Reports. Get 25 free Reports per policy year, plus discounts on additional reports. Plus, reduce your retention (out-of-pocket claims expense) by $2,500 when you provide a Report to a buyer before closing.
- Unique Qualified Home Warranties Reduce Your Retention
CRES Qualified Home Warranties give your seller up to $25,000 in Seller’s E&O Protection, up to a $5,000 “retention” (out-of-pocket claims expense) reduction for you*, and a unique structural coverage option. (Purchase a Qualified Home Warranty and give the buyer a Building Permit History Report and reduce retention up to $7,500.)
Real Estate Broker/Firm E&O Policy Details
- Up to $3,000,000 in coverage
- Protects your firm, employees, and agents
- Payment options: fixed annual premium, 3- or 10-pay, or per-transaction payment plans available
- Covers prior transactions for as long as you’ve maintained continuous E&O coverage with us or another E&O company.
- Includes coverage for Open Houses and Showings (for residential real estate)
- Add Broad Form (which includes Open House & Showings coverage for commercial sales), Discrimination Indemnity and Defense, and Pollution ($500,000) for up to 30% less than before