Louisiana Real Estate Errors & Omissions Insurance for Agents — Extensive E&O Protection with Pre-Claim Legal Help

CRES Real Estate E&O + ClaimPrevent® – Agent Plans for Louisiana

✅ Base Protection (for those with no transactions in the last 12 months requiring a real estate license.)  $200,000 more total coverage and up to 20X more protection in individual coverage areas vs the state group plan.
$100,000/$500,000 coverage – starting at $70!

✅ Superior Protection: With $200,000 MORE total coverage and up to 20X more protection in individual coverage areas vs the state group plan.
$100,000/$500,000 coverage – from $125

✅ Platinum Protection Bundle: broadest coverage and higher limits for those doing high-value or more complex transactions. Includes all optional coverages.
$500,000/$500,000 or $1 million/$1 million coverage limits – from $264 or $364

Every plan is guaranteed to meet 100% of LREC (Louisiana Real Estate Commission) requirements, and is provided through an A-rated carrier.  And every plan meets or exceeds the individual coverages of the state group plan from 10X to 20X!*

Every plan includes our highly-rated Pre-Claim Legal Services to help prevent everyday issues from escalating into lawsuits.  (It’s a valuable service CRES pioneered. You won’t get any legal help from the state group plan until you actually have a claim.)  You’ll have access to local expert real estate attorneys for questions, writing or reviewing letters and addendums, contract review, and more.

Optional coverage:

$25,000 Seller’s Protection Plan – just $5 to cover all your sellers. $100,000 Open House and Showings coverage – just $8. $250,000 Open House and Showings coverage – just $11. $500,000 Pollution/Environmental – just $4. Fair Housing/Discrimination Damages and Defense (to policy limits of $500,000) – just $8. First Dollar Defense (no out-of-pocket costs when a claim involves only defense costs) – just $4. Defense Outside the Limits (additional limit equal to your policy limit for defense costs) – just $8.

Platinum Protection Bundle

Includes ALL OF THE COVERAGE ABOVE, including all of the options:

• $250,000 Open House and Showings
• Fair Housing/Discrimination Damages and Defense (to policy limits) — 20 times the coverage of the state group plan!
• $500,000 Environmental/Mold
• $25,000 Sellers Protection Plan
• First Dollar Defense
• Defense Outside the Limits

Get More Extensive Coverage + Business-Building Extras with ALL CRES Errors and Omissions Insurance for Real Estate Agent Plans

• Attract more sellers with up to $50,000 in Seller’s E&O Protection Plan (and eliminate your out-of-pocket claims cost) — and attract more buyers when you purchase a CRES Qualified Home Warranty from Old Republic Home Protection.*
• Includes 25 Free CRES Building Permit History Reports (a $99.95 value) per policy year.  Give a Report to your buyer and eliminate your out-of-pocket claims costs!  A CRES Exclusive
• Eliminate the $1,000 retention (out-of-pocket claims expense) — by giving a Building Permit History Report to a buyer or purchasing a CRES Qualified Home Warranty.*
• Enjoy Discounts to Office Depot®, Constant Contact® Email, Lenovo® PC Products, UPS® shipping, even Bekins® and Wheaton Van Lines moving discounts you can offer to your clients.

All real estate professionals are required to have real estate Errors and Omissions insurance in Louisiana, so why not get more extensive protection, business-building benefits, and Pre-Claim Legal Help!

CRES E&O is guaranteed to meet or exceed all LREC requirements  — and it’s a FAR better protection choice than the state group policy for most licensees in Louisiana.

Over 150,000 real estate professionals trust CRES, your specialist in real estate E&O for more than 25 years.

You may be eligible for CRES E&O even if you have past complaints or claims.

Cover your Appraisal or Transaction Coordinator activities under a separate policy.