CRES Gives You an Incredible Amount of Protection — and More Included Services — because we know how to help Montana real estate professionals:
- ClaimPrevent® Legal Services included 7 days a week — local expert real estate attorneys are on call to ask questions, prepare letters or addenda, review contracts, and more — to help you actually PREVENT claims.
- $100,000 Open House and Showings Liability Coverage — you’re covered for damage and injuries to third parties, as well as from your real estate signage! (you really can’t do your job without this coverage, can you?)
- $100,000 Pollution/Environmental Coverage — includes coverage for mold claims.
- Conformity Endorsement Coverage — this amends your Montana E&O policy (for Montana residents) so that it also conforms to any E&O requirements in other states like Idaho where you hold a valid real estate license.
- $1,000 retention (out-of-pocket claims expense) with First Dollar Defense — no out-of-pocket claims expense when your only claims cost is attorney fees.
PLUS, our Montana real estate E&O plans include: no limit on attorney’s fees that will be paid for a claim, Firm and Franchise Coverage, and Prior Acts coverage for as long as you’ve maintained continuous real estate E&O insurance.
Invest in Superior Real Estate E&O Without Overspending
CRES is a FAR better protection choice than the state group policy for most licensees in Montana. Rather than just an insurance plan, you gain a partner to help you everyday.
We’ve been innovators in helping and protecting real estate professionals nationwide for over 25 years.
Your CRES E&O includes coverage for all activities that require a real estate license, as required by the Montana Board of Realty Regulations. Your plan is guaranteed to meet all MBRR requirements. (Choose a separate policy to cover your Appraisal, Property Management, or Transaction Coordinator activities.)
Montana Real Estate E&O Plan Details
- $100,000/$500,000 liability limits and $1,000 Retention (out-of-pocket claims expense limit)
- Separate $100,000 limit when a claim only has defense costs (“Defense Outside the Limits”)
- $100,000 Pollution/Environmental/Mold Coverage
- $100,000 Open House & Showings (contingent liability) Coverage
- $100,000 Lockbox coverage for injuries and property damage related to your lockbox
- Includes Agent-Owned Property Coverage, including the sale of Residential vacation/rentals (with requirements)
- Includes Coverage for Firms and Franchisors as Additional Insureds
- Includes Coverage for Team/Non-Licensed Assistants
- Includes “Broad Form” coverage with up to: $30,000 per subpoena, $20,000 per disciplinary proceeding, $25,000 per public relations event, $10,000 per claim for loss of earnings during legal proceedings, $15,000 per claim for non-profit director/officer activities, and $50,000 cyber coverage for client notification costs due to a data/security breach
- Increase liability limits to optional $500,000/$500,000
Plans from $142
Get your quote and purchase online. Or you can call 858-618-1648 anytime for prompt, personal assistance.