South Dakota Real Estate Brokerage E&O:
More Extensive Coverage You Control + Pre-Claim Legal Help
Shouldn’t You Control the E&O Protection of Your Brokerage?
A company E&O plan:
- Protects your brokerage up to $3 million
- Broadens your coverage with higher limits in critical risk areas
- Includes expert Legal Help Pre-Claim
Both you and your team enjoy more extensive real estate E&O protection.
Company real estate errors & omissions plans give your brokerage more extensive protection
Consider your options now for 2026 Real Estate E&O
- Compared to the limits of individual licensee policies, your real estate brokerage will likely qualify for 2 to 6 times higher limits — so everyone gets more extensive protection
- You specify which individual coverages you want in your plan. No more just hoping your licensees buy more than the typical bare-bones coverage (like the minimal state group plan)
- Your brokerage is still covered if licensees let their policies lapse
- No tail coverage needed with an Excess policy
Learn more about the benefits of having a real estate brokerage E&O policy
Which South Dakota real estate E and O plan should you consider?
As a real estate brokerage, you have two options:
1. Choose an Office policy to protect all of your agents and employees, or
2. Choose an Excess policy and have your agents purchase their own E&O (from CRES or anyone they choose).
We can help you decide what works best for your brokerage.
South Dakota Estate E&O Office Policy
- Get as much protection as you need: limits up to $3,000,000
- Broad coverage and higher limits in individual coverage areas
- Retention (out-of-pocket claims expense) from $1,000 to $100,000
South Dakota Real Estate E&O Excess Policy
- Sits above the licensees’ limits to provide a full $1 million -$3 million in coverage for a claim
- No additional out-of-pocket claims expense once the licensee’s retention has been paid
- Fixed annual premium
- Adds coverage for ex-licensees and employees
Unequaled access to more options — means more extensive protection at an exceptional value
We’re part of one of the largest insurance brokers in the world (Gallagher) — giving us unparalleled access to more real estate E&O insurance options than anyone. We’ve done the shopping for you, to find the most extensive coverage at an exceptional value.
And with CRES, you’ll also have our highly rated expert real estate attorneys to help you pre-claim.
CRES real estate E&O insurance has been helping brokerages like yours for more than 25 years
- Win More Listings — with Seller’s Protection Plan as part of your real estate E&O. It protects all of your sellers with $25,000 of coverage for damages and defense costs up to 6 months after closing!
- Coverage for Past Transactions — Your past transactions are covered for as long as you’ve had continuous E&O insurance with any company.
Revenue under $1 Million: Get a Quick Quote
* Seller’s E&O coverage and other benefits are feature-based and warranty specific. The E&O Retention (Out-of-Pocket Claims Expense) Reduction applies to any real estate licensed Real Estate Services Council Risk Purchasing Group, LLC. (“RESCRPG”) member who personally pays for the Home Warranty Plan. These benefits are offered by, and intended for, the members of RESCRPG. RESCRPG membership is part of your CRES E&O policy. Other warranties may also qualify for an E&O Retention Reduction, but only those warranties listed here are guaranteed to qualify. Not available in all states. Certain restrictions apply. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.