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Wyoming Real Estate Agent Errors and Omissions Insurance — Extensive Coverage, Exceptional Value

Up to 20 Times More Protection in 3 New E&O Plans from $76

Renew by December 31, 2024

  • Base Protection Plan: from $76
  • Superior Protection Plan: from $141
  • Platinum Protection Bundle: from $260
  • Expert Pre-Claim Legal Services Included!
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Real Estate Agent E&O Insurance Plans for Wyoming – Up to 20X More Protection from $76

Take advantage of 3 E&O coverage plans — each with FAR more Extensive Protection than the state group plan, and each for an Exceptional Value:

✅Base Protection Plan – for those with no revenue for the last 12 months from activities requiring a real estate license.

$100,000/$500,000 coverage – from $76

✅Superior Protection Plan – Up to 20X more protection in individual coverage areas.

$100,000/$500,000 coverage – from $141

✅Platinum Protection Bundle – Higher limits with all optional coverage at a bundled price.

$500,000/$500,000 or $1 million/$1 million – from $260 or $360

All plans are appropriate for individual Wyoming real estate agent errors and omissions insurance (including salespersons).

Errors and Omissions insurance is now required for all Wyoming real estate professionals. Choose CRES for Extensive Protection, Exceptional Value, and Pre-Claim Legal Services — and avoid the “Minimal Coverage, Higher Cost, and No Legal Help Until You Have a Claim” of the state group plan.  CRES E&O is guaranteed to meet or exceed 100% of all WREC (Wyoming Real Estate Commission) requirements.

Base Protection Plan and Superior Protection Plan                       State Group Plan

  • Environmental (including mold) to $100,000                                                                       vs $10k (10X Less coverage)
  • Lockbox Property Damage to $100,000                                                                               vs $5k (20X Less coverage)
  • Escrow Disputes to $100,000                                                                                                     vs $5k (20X Less coverage)
  • Data breach notification up to $50,000                                                                                vs $5k (10X Less coverage)
  • Subpoena coverage to $30,000                                                                                              vs $2.5k (12X Less coverage)
  • Disciplinary proceedings coverage to $20,000                                                                vs $2.5 (8X Less coverage)
  • Agent-Owned Property Sales of Vacation/Rentals                                                           vs Primary residence (or Extra $50)
  • Conformity for other states where you’re licensed                                                             vs Extra $20
  • First Dollar Defense (no out-of-pocket when only legal fees)                                        vs Not included
  • Firm/Franchise coverage                                                                                                              vs Same

Optional coverage

  • Pollution/Environmental (including mold) to $500,000               – just $5
  • Fair Housing/Discrimination Damages/Defense to $500,000 – just $9
  • Open House and Showings coverage to $100,000                       – just $9
  • Open House and Showings coverage to $250,000                     – just $13
  • Seller’s Protection Plan (to win listings) to $25,000                       – just $6
  • Defense Outside the Limits (separate limit for defense costs)     – just $10

Platinum Protection Bundle includes all coverage above plus the options:

  • Pollution/Environmental (including mold) to $500,000 or $1 million
  • Fair Housing/Discrimination Damages and Defense to $500,000 or $1 million
  • Open House and Showings coverage to $250,000
  • Seller’s Protection Plan (to win listings) to $25,000

Prior Transactions are covered for as long as you’ve maintained continuous E&O coverage with any company. No extra charge to cover all activities that require a real estate license.

Your CRES Real Estate Agent E&O + ClaimPrevent®  includes access to local expert real estate attorneys PRE-CLAIM — for questions, writing or reviewing letters and addendums, contract review, and more — to help you actually PREVENT claims.  (We guarantee response within 4 hours or by next business day, with recommendations confirmed in writing!)

Get an Incredible Amount of Coverage and Included Extras

  • 25 Free CRES Building Permit History Reports (a $99.95 value), included with your policy each year, with discounted pricing on additional reports. Provide one to a buyer (see them right on your phone) and eliminate your out-of-pocket claims costs (a $1,000 savings)!  A CRES Exclusive
  • Discounts to Office Depot®, Constant Contact® Email, Lenovo® PC Products, UPS® shipping, even Bekins® and Wheaton Van Lines moving discounts you can offer to your clients.

As required by WREC, our E&O policies cover all activities requiring a real estate license. Choose a separate policy to cover your Appraisal or Transaction Coordinator activities.

You may be eligible even if you have past complaints or claims.

Enrolling online is a simple process!  Proof of coverage is electronically sent to WREC. 

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*Comparison as of 10-6-22 based on base policy cost for licensees performing activities requiring a license. The E&O Retention (Out-of-Pocket Claims Expense) Reduction applies to any real estate licensed Real Estate Services Council Risk Purchasing Group, LLC. (“RESCRPG”) member who personally pays for the Home Warranty Plan. These benefits are offered by, and intended for, the members of RESCRPG. RESCRPG membership is part of your CRES E&O policy. Other warranties may also qualify for an E&O Retention Reduction, but only those warranties listed here are guaranteed to qualify. Not available in all states. Certain restrictions apply. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.

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