Superior Appraiser E&O Coverage + Included Legal Services:  CRES E&O + ClaimPrevent®

You want Errors and Omissions insurance that addresses the specific risks you face as a residential appraiser.  With CRES E&O + ClaimPrevent®, you’ll have high-quality coverage for a low price.  PLUS, you’ll enjoy Pre-Claim Legal Services to help you address any issues with sellers and buyers BEFORE they become problems.

CRES E&O + ClaimPrevent® Insurance is Designed Specifically for the Residential Appraiser

  • You Won’t Pay for the Appraisal Mistakes of Others!
    Many companies have raised rates for all appraisers, whether you’ve had a claim or not. If you’ve survived the mortgage meltdown unscathed, you should be rewarded with CRES quality coverage at a low price.
  • Coverage Specifically for Residential Appraisers to $500,000
    CRES E&O has been created specifically for appraisers who specialize in residential properties.  It’s not a generic policy.  Your E&O addresses your specific risks — so that’s all you pay for.  Coverage includes:  Bodily injury and property damage, Discrimination (defense costs), Pollution/Mold, Subpoena assistance, Trial Expense reimbursement, Disciplinary Proceedings reimbursement, Public Relations advisory expenses, and Not-for-Profit directors coverage.  In addition, you can select other options to customize your policy for the way you want it to work for you.
  • Security of an “A” Rated, Admitted Carrier
    Our policies are backed by A.M. Best A-rated, admitted carriers in your state.
  • Resolve Issues Proactively 7 Days a Week with ClaimPrevent® Legal Advice
    CRES local expert real estate attorneys will help you BEFORE a problem turns into a claim — at no extra charge.  Should you get a request from an AMC or a lender that makes you uncomfortable, or you need a letter written, or even if you’re involved in a disciplinary action,  our local real estate attorneys are on-call and ready to help.
  • Identity Theft Coverage
    Most states require that you inform your clients if their private information may have been compromised. This can occur if you lose your phone, have a laptop stolen, etc. We pay up to $5,000 to comply with the state required notifications.

Individual Appraiser E&O Policy Details

(For companies, see the Appraisal Firm E&O Policy Details)

  • $500,000 Limits included 
  • Separate $500,000 limit for defense costs
  • $0 Retention (out-of-pocket claims expense) if only Attorney Fees paid, otherwise $2,500 Retention
  • Match Prior Acts (no 2008 Limitation) — coverage for prior transactions for as long as you’ve maintained continuous E&O coverage
  • Includes Discrimination coverage and First Dollar Defense  (optional in CA)
  • No FDIC exclusion
  • Compliant with GSE and AMC requirements


Get a Quote & Buy Online

Get an online quote, buy, and get proof of coverage immediately!

Quote and Buy Now

Renew Your CRES Policy

If you have any questions, call 858.618.1648 for prompt, personal assistance.

Qualifications for online quote and buy:  You appraise residential property only, and you have no claims or disciplinary actions in the last 5 years.  If you don’t meet these qualifications, please click here to request a quote.

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