Protect Yourself with Reliable E&O Coverage

Sellers always think their house is worth more, and buyers always think they paid too much. As the appraiser, you’re stuck in the middle. That’s why you need appraiser E&O insurance.

Designed with the residential appraiser in mind, our E&O + ClaimPrevent® coverage delivers these benefits:

  • Don’t pay for the mistakes of others!
    Our policies are backed by A.M. Best A-rated, admitted carriers.Many companies have raised rates for all appraisers, whether they have had a claim or not. We don’t think that’s fair. If you have survived the mortgage meltdown unscathed, you should be rewarded with quality coverage at a low price.
  • Security of an “A” Rated, Admitted Carrier
    We pay millions in real estate E&O claims every year and are backed by one of the 20 largest P&C insurance companies in the world.
  • Proactive Problem Resolution with ClaimPrevent® Legal Hotline 7 Days a Week
    You’ll have access to local expert attorneys 7 days a week, to support you BEFORE a problem turns into a claim.  Receive a request from an AMC or a lender that makes you uncomfortable, need a letter written, or involved in a disciplinary action? Our local real estate attorneys are here to help.
  • Identity Theft Coverage
    Most states require that you inform your clients if their private information may have been compromised. This can occur if you lose your phone, have a laptop stolen, etc. We pay up to $5,000 to comply with the state required notifications.
  • Don’t Pay for Coverage You Don’t Need.
    We only insure Appraisers who specialize in residential properties, so you do not pay for work you do not perform.


Individual Appraiser E&O Policy Details

(See Appraisal Firm E&O Policy Details)

  • $1 Million Limits included ($500,000 in CA, with option to increase to $1 Million)
  • $0 Retention (out-of-pocket claims expense) if only Attorney Fees paid, otherwise $2500 Retention
  • No FDIC exclusion
  • Match Prior Acts (No 2008 Limitation)
  • Compliant with GSE and AMC requirements
  • Includes discrimination coverage, first dollar defense (optional in CA) and separate limit for defense costs (optional in CA)
  • Attorney’s Fees use a separate $1 Million limit, so there is up to $2 Million available. (In CA, with the separate limit for defense costs option, you have $500,000 for defense costs on a standard policy, or $1 million if you increase your policy limits to $1 million)


Get a Quote & Buy Online

Get an online quote any time, buy when you’re ready, and get proof of coverage immediately. If you have any questions, call 858.618.1648 anytime for prompt, personal assistance.

If you are in the following states: AZ, CA, NV, TX, UT, NJ or FL, click the Buy New Policy button if you are new to CRES. Click on Renew Current Policy if you are an existing CRES member:

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Renew Current Policy

If you are in any other state, click the Buy/Renew button here:
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Qualifications:  No claims or disciplinary actions in the last 5 years and appraise residential property only.  If you do not meet the qualifications above, please click here to request a quote.

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