Colorado Errors & Omissions

Deadline To Renew: January 1, 2015

Why Pay More for Less?

Starts at just:

a savings of $55 vs. the state group program.

$500k / $500k Limits Exceed CREC Minimum Coverage

Includes:  $1,000 Deductible • Seller’s E&O Coverage • Fair Housing/Discrimination Defense • First Dollar Defense • Agent Owned Property • Agent Pre-Paid Legal Services • Coverage for Prior Sales • Lockbox Coverage • Megan’s Law • Firm and Franchise Coverage • Escrow Disputes • Separate Limit for Defense Costs • Data Breach Notification Coverage

Proof of coverage sent directly to DORA


Why is the CRES policy so much less?
It’s simple – because we don’t insure everyone. Our program is designed specifically for “lower risk” real estate professionals – those that specialize in residential real estate and have had no claims or complaints in the past 5 years. As a result, we can offer you more coverage for less.

  • Guaranteed to meet 100% of CREC requirements
  • Includes $500k/$500k limits. A CRES Exclusive
  • Backed by “A” rated, admitted carrier.
  • Proof of coverage is electronically sent directly to DORA.
  • Optional protection available for injuries or damages that may occur during Open Houses, showings or other selling activities. Just $8
  • Per CREC requirements, our E&O policy covers all licensed activities including commercial sales, property management, etc. during the upcoming year
  • Our base price is based on residential real estate sales, and you only pay an additional fee if you’ve performed other activities (Commercial, Property Management, etc.) in the past 12 months.

Additional Valuable Benefits:

Seller’s E&O coverage – Our policy includes Seller’s E&O that provides $25k in coverage to protect your clients, a value added benefit that you can use to get more listings!  A CRES Exclusive
Risk Management – We include Risk Management on all policies. Why? Because the least expensive claim is the one that is never filed. You have access to our team of local expert attorneys for document/contract review, subpoena assistance, regulatory complaints, phone consultations, sample disclosures, and legal updates.  A CRES Exclusive
Qualified Home Warranties – Protect the buyers, eliminate your E&O deductible, and get an extra $25,000 in seller’s E&O with a CRES home warranty.
“CRES is more than just saving money. They have always provided me with friendly, professional service and get me the answer I need quickly. They really care about me.”
– Mary S., Real Estate Agent

Low Cost Optional Coverage

  • Add $8 Environmental to Limits
  • Add $8 “Open House/Showings”
 Bodily Injury
    and Property Damage
  • Add $15 Increase Limits to $1M/$1M Liability
  • Add $15Property Management, Land, etc. (each)
  • Add $45Commercial Sales, Property Management
    and Leasing

CRES vs. State Program

Watch our video to learn why you get more for less with CRES.
Watch our video to learn why you get more for less with CRES.

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