Wyoming Real Estate Errors & Omissions (E&O) Insurance

Deadline to Renew: December 31, 2018

Starts at just:

$125

a savings of $35* vs. the state program.

Enjoy these included CRES Exclusives:

  • 5 Times the Coverage Per Claim — $500,000/$500,000 Limits
  • 4 to 6 Times the Coverage in 5 key areas
  • Legal Advisory Services — access to on-call local attorneys 7 days a week for questions, letters, contract review
  • 25 Free Building Permit History Reports each year

Guaranteed to meet all state requirements – and far EXCEED what the State E&O program includes. Why? Because we’re experts at protecting real estate professionals – and we know what coverages you really need.

5 Times the Coverage Per Claim – 4 to 6 Times the Protection in These Key Areas

 

CRES State Program
$500,000/$500,000 limits $100k/$500k
Legal Advisory Services included 7 days a week No help pre-claim
$500,000 policy limit for Lock Box Property Damage $100k/$300k
$100,000 Environmental/Pollution/Mold $10k/$20k
$50,000 Data Breach Not Offered
$30,000 Subpoena coverage $5k/$5k
$20,000 – $50,000 Disciplinary Hearings coverage $5k/$10k
Agent-Owned SFRs to fourplex Limitations

Plus the opportunity to gain more listings and boost commissions with Seller’s E&O — invest just an additional $5. Your first additional listing will pay for your entire year’s E&O!

  • Get 5 times the individual claim coverage to $500,000 (over the state program)!  This same $500,000 coverage will cost you $309 with the state program.
  • Plus Legal Advisory Services 7 days a week to help prevent small issues from turning into lawsuits.
  • Lock Box Property Damage to your policy limit (the state covers $100k per claim) – that’s 5 times the coverage!
  • $100,000 in Environmental coverage (including Pollution and Mold) — versus $10k — 10 times the protection!
  • $50,000 in Cyber coverage for client notification costs due to a data/security breach (which the state program doesn’t even offer). Individual agents are being targeted by hackers and scammers, and we want you to be protected.
  • $30,000 in subpoena coverage – versus $5k per incident – 6 times the coverage!
  • $20,000-$50,000 per enrollment period for Disciplinary Proceedings assistance – versus $5k – at least 4 times the coverage!
  • Agent-Owned Property coverage for SFRs up to fourplex – versus personal residence and percent of ownership limitations on other property
  • Conformity Endorsement coverage – if you are a Wyoming resident, this endorsement amends your Wyoming policy to conform to E&O requirements of other states where you hold a valid real estate license.
  • PLUS, our Wyoming policies have ALWAYS included:  No out-of-pocket claims costs for claims where only attorney fees are due, Firm and Franchise coverage, and Prior Acts coverage for as long as you’ve maintained continuous real estate E&O insurance.  Your CRES E&O also includes coverage for ALL activities that require a license.

With CRES, you’ll enjoy AN INCREDIBLE AMOUNT OF COVERAGE – and MORE INCLUDED SERVICES:

  • 25 Free CRES Building Permit History Reports (a $99.95 value), included with your policy each year, with discounted pricing available on additional reports. Provide one to a buyer (see them right on your phone) and reduce your out-of-pocket claims costs by $2500!  A CRES Exclusive

CRES is a FAR better protection option than the State program for most licensees in Wyoming. We know the risks when you primarily perform residential real estate services – that’s why we include SIGNIFICANTLY MORE coverage than the state program.

Your CRES Real Estate E&O + ClaimPrevent® policy includes access to local expert real estate attorneys available 7 days a week – for questions, writing or reviewing letters and addendums, contract review, and more – to help you actually PREVENT claims.  (We guarantee response within 4 hours or by next business day, with recommendations confirmed in writing!)

You may be eligible even if you have past complaints or claims.

Only pay for what you do. As required by WREC, our policies cover all real estate activities requiring a license. Our base pricing is for Residential services. If you have received compensation for Commercial services in the past 12 months just add $26.

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*Comparison as of 10-15-18 based on base policy cost for licensees performing activities requiring a license. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.

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Low Cost Optional Coverage

Defense Outside Limits Add $9
Seller’s E&O Coverage Add $6
“Open House/Showings”, Bodily Injury and Property Damage Add $9
Fair Housing/Discrimination Defense and Damages Coverage to Limits Add $9
Pollution/Environmental Coverage ($500K) Add $5
Increase Limits to $1M/$1M Liability Add $18
Appraisers Add $9
Mortgage Brokering Add $5
Cyber Liability Expanded Coverage Add $35

CRES vs. State Program

Watch our video to learn why you get more for less with CRES. Watch our video to learn why you get more for less with CRES.

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