Protect Your Career & Get More Listings

E&O Insurance for Real Estate Professionals

 

Real Estate firms carry E&O policies to protect their assets. So should you.

We offer personalized coverage to protect your business now and in the future. Our comprehensive Real Estate E&O + ClaimPrevent™ policies can cover all of your real estate activities, and include innovative features like Open House and Showings coverage and our Seller’s Protection Plan to help you get more listings. No matter where you go, no matter what you do, we’ve got you covered.

Why Invest in Your Own E&O?

  • Portable.  If you ever leave your Firm, it loses coverage, or it gets bought or goes out of business, you likely will not have coverage for your past activities. Our policy puts you in control and goes with you, wherever your career takes you.
  • Covers All Your Real Estate Activities.  In addition to covering real estate sales, you can add coverage for other activities, including, property management, appraisals, commercial sales or leasing, transaction coordinator, BPOs, and mortgage brokering.
  • Fully Loaded.  We include our most popular coverage for real estate professionals like $1,000,000 limits, Lockbox, Discrimination, Pollution, Seller’s E&O, and more!
  • Proactive Problem Resolution. Our E&O policies include our Legal Advisory Services for Risk Management. You’ll have access to our team of top local real estate attorneys 7 days a week, who will help you proactively resolve small issues before they turn into big problems.
  • 25 Free Building Permit History Reports (a $99.95 value). Whether you represent the buyer or seller, you have potential liability. Showing buyers the presence or absence of permits can help reduce your liability and E&O claims. You’ll receive 25 FREE Building Permit History Reports and discounts on additional report purchases.     Learn more
  • Cover Your Open Houses and Showings. People slip, dogs bite, and things break. Our policies protect you if someone gets injured or property is damaged during an open house, showing, or other selling activity.    Learn more
  • Get More Listings. Our Seller’s E&O Protection Plan (SPP) protects your sellers after the sale with $25,000 in E&O coverage. Use this value-added benefit to get more listings!  Learn more
  • Reduce Your Deductible. Use a CRES Qualified Home Warranty* to protect the buyers, eliminate your E&O deductible, and get up to an additional $50,000 in Seller’s E&O coverage.

Think you are fine with your Firm’s coverage? Download our E&O Checklist to make sure.

Real Estate Individual E&O Policy Details

  • Comes with $1,000,000 liability limits and a $2,500 Deductible Learn more
  • Includes Seller’s E&O Protection Plan to help you get more listings
  • Includes Open House and Showings coverage to cover injuries or property damage that may occur during open houses, showings or other selling activities Learn more
  • Includes Lockbox coverage for injuries and property damage related to your lockbox
  • Includes Pollution coverage (including mold) Learn more
  • Includes Fair Housing/Discrimination coverage for defense costs and damages Learn more
  • Includes coverage for Firms and Franchisors as Additional Insureds
  • Includes Megan’s Law — failing to disclose deaths or traumatic events that occurred at a property
  • Includes coverage for Attorney’s Fees up to $1,000,00 (separate limit), so there is up to $2,000,000 available
  • Add optional coverage for First Dollar Defense
  • Add optional coverage for Agent-Owned Property Learn more
  • Add optional coverage for Broad Form that includes up to $30,000 per subpoena, $20,000 for disciplinary proceedings, and $50,000 for cyber liability to hire experts and notify clients due to data breach

Get a Quote & Buy Online

Get an online quote any time, buy when you’re ready, and get proof of coverage immediately. If you have any questions, call 858.618.1648 anytime for prompt, personal assistance.

Quote and Buy

* The E&O Deductible Reduction applies to any real estate licensed Real Estate Agents Alliance Purchasing Group (REAAPG) member who personally pays for the Home Warranty Plan. Seller’s E&O coverage and other benefits are feature based and warranty specific. These benefits are offered by, and intended for, the members of REAAPG. Not available in all states. Certain restrictions apply.

Why Do I Need Individual E&O?

Learn why you may not be fully covered even under a Firm policy.
Watch our video to learn why you get more for less with CRES.