Get Peace of Mind With
E&O + ClaimPrevent™
Wouldn’t you like to be confident that you and your business are comprehensively protected by your E&O insurance — and that you’re not paying too much for that coverage?
With CRES Real Estate E&O + ClaimPrevent™, you’ll get customized, innovative coverage focused on the specific risks you face everyday in real estate, property management, appraisal, and mortgage brokerage. We have a DAILY understanding of those risks — because we’ve specialized in Errors & Omissions insurance for the real estate industry for more than 20 years. We’ve protected over 500,000 real estate professionals nationwide, including some of the largest real estate firms in the country. Don’t you deserve that same superior level of protection?
Your CRES Real Estate E&O + ClaimPrevent™ goes to work for you DAILY — not just after you have a claim (like most other E&O policies).
You’ll have on-call access to our Legal Hotline, available 7 days a week, to help you prevent claims from day one.
This claim prevention focus, and the fact that we insure real estate professionals who work primarily in residential real estate, helps us keep your rates low.
You won’t find any other real estate E&O policy that even comes close to the customized coverage, tailored specifically to your daily risks, that you’ll find with CRES:
- Customized to Your Specific Needs
You choose your policy limits, retention (out-of-pocket claims expense limit), payment plan and the activities you need covered, so you’ll only pay for what you need.
- More Coverage
If your state requires real estate E&O, you’ll usually discover that CRES E&O offers MORE coverage for less cost than your state program!
- One Policy Covers All Your Activities
You choose the activities you need covered, including Real Estate Sales, Mortgage Brokering, Appraising, Property Managers, Escrow Brokers, etc. We cover them all in one policy.
- Full Prior Acts (a CRES exclusive option) — if you’ve had a gap in your E&O coverage, add Full Prior Acts to cover every transaction since your original license date. (Your standard E&O covers all transactions while you’ve had continuous E&O coverage. Once you have a gap in coverage, every transaction before that gap is unprotected. Full Prior Acts fills that gap, and only CRES offers it.) Learn more
- Comprehensive Coverage Tailored Specifically to Real Estate
Specific coverages are tailored for your state, and may include: escrow disputes, prior acts coverage, agent-owned property, pollution/environmental, disciplinary proceedings assistance, lockbox property damage, fair housing/discrimination, firm & franchise coverage, subpoena response coverage, Megan’s Law coverage, cyber liability — and more. (For specifics in your state, use the green “Find Your Solution” or “Product Finder” box in the right column.)
- Coverage for Open Houses and Showings Learn more
Our policies protect you and your agents if someone gets injured or property is damaged during an open house, showing, or other selling activity — something you won’t find with many other E&O policies.
- Safe and Secure
Our policies are backed by A.M. Best A-rated, admitted carriers. CRES directly underwrites and approves your policy, and we are here for policy service whenever you need it.
We Help Your Business Succeed (Something Most E&O Policies Can’t Say)
Our customized real estate E&O solutions offer innovative benefits that will help you win more listings, and deliver valuable services to your clients they won’t get from other agents.
Know a Property's Permit History Learn more
Help reduce your liability and E&O claims by showing buyers the presence or absence of permits with our Permit History Reports.
Get More Listings with Seller’s E&O Learn more
Our Seller’s Protection Plan (SPP) protects your sellers after the sale with their own E&O coverage. Use this value-added benefit to get more listings!*
- Risk Management Expertise
Our E&O policies include our Risk Management program. You’ll have access to our team of local legal experts, who will help you proactively resolve small issues before they turn into big problems.
- Qualified Home Warranties
A CRES home warranty protects buyers, reduces your E&O out-of-pocket claims expense (Retention), and provides additional seller’s E&O coverage.* Now that’s a win-win.
*Seller’s E&O coverage and other benefits are feature based and warranty specific. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications. The E&O Out-of-Pocket Cost (Retention) Reduction applies to any real estate licensed Real Estate Agents Alliance Purchasing Group (REAAPG) member who personally pays for the Home Warranty Plan. These benefits are offered by, and intended for, the members of REAAPG. REAAPG membership is part of your CRES E&O policy. Other warranties may also qualify for an E&O Retention Reduction, but only those warranties listed here are guaranteed to qualify. Not available in all states. Certain restrictions apply.