Iowa Real Estate Errors and Omissions Insurance
8 to 20 Times More Protection — from $116
Renew by December 31, 2021
- Guaranteed to meet or exceed 100% of Iowa requirements
- With Pre-Claim Expert Legal Services 7 days a week
| CRES Iowa Real Estate E&O versus | State Group Policy |
|---|---|
| $100,000/$500,000 limits | $100k/$100k |
| Pre-Claim Legal Services 7 days a week | No help pre-claim with State Plan |
| $100,000 Lock Box Property Damage (20x the coverage!) | $5k/$10k |
| $100,000 Pollution/Environmental/Mold (10x the coverage!) | $10k/$20k |
| $50,000 Cyber coverage (10x the coverage!) | $5k |
| $30,000 Subpoena coverage (12x the coverage!) | $2.5k/$2.5k |
| $20,000 – $50,000 Disciplinary Hearings coverage (8x the coverage!) | $2.5k/$5k |
| Sale of Agent-Owned vacation/rentals to fourplex (with requirements) | State Plan: primary residence only with conditions |
Now, one low rate covers all activities for which a real estate license is required!
Your CRES Real Estate E&O + ClaimPrevent® includes Pre-Claim Legal Services 7 days a week. Local expert real estate attorneys can address questions, write or review letters and addendums, review contracts, and more — to help you actually PREVENT claims. Get a guaranteed response within 4 hours or by next business day, with recommendations confirmed in writing!
And CRES E&O is guaranteed to meet or exceed all Iowa state requirements.
- Includes team/non-licensed coverage.
- Conformity Endorsement coverage — if you’re an Iowa resident, this endorsement amends your Iowa policy to conform to E&O requirements of other states where you hold a valid real estate license.
- PLUS, our Iowa E&O has ALWAYS included Firm and Franchise coverage, and Prior Acts coverage for as long as you’ve maintained continuous E&O coverage.
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Optional Coverage
Seller’s E&O Protection Plan. Add this to your policy and give every potential seller this unique protection to help you win listings – just $5
$100,000 Open House and Showings coverage – just $8
Fair Housing/Discrimination Damages and Defense to policy limits ($500,000) – just $8
$500,000 Environmental/Pollution (including mold) – just $4
Defense Costs Outside the Limits – just $8
Enjoy Incredibly Extensive Coverage — and Valuable Extras
- 25 Free CRES Building Permit History Reports (a $99.95 value), included with your policy each year, with discounted pricing on additional reports. A CRES Exclusive
CRES is a FAR better protection option than the state group policy for most licensees in Iowa — and has been for more than 25 years.
As required by IPLB, our policies cover all real estate activities requiring a license. We can cover your appraisal and transaction coordination activities under separate E&O plans.
You may be eligible even if you have past complaints or claims. Enrolling online is now faster and easier.
*Comparison as of 10-6-21 based on base policy cost for licensees performing activities requiring a license. Read each policy for a full comparison of coverage and benefits. Certain restrictions apply. All coverage is subject to Underwriting and other qualifications.