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SOLUTIONS

Louisiana Real Estate Company E&O: Extensive Coverage + Legal Services 7 Days a Week

2023 E&O Must be in Place by 9/30/22 to Renew 2023 Licenses 

  • A company E&O policy gives you much higher coverage in critical risk areas
  • Expert Legal Services Pre-Claim are included, to help resolve issues 7 days a week

Why not look into your options for better protection?

Looking for an individual Louisiana E&O policy?

Revenue under $1 million:
Get a Quick Quote
Revenue over $1 million:
Get a Quote and Buy Online
Renew Your CRES Policy

Most real estate brokerages have a company E&O policy for better protection

Consider your options now for 2023 Real Estate E&O

  • Your company will qualify for higher limits than your individual licensees — so you get more protection
  • You control the individual coverages in your plan, rather than just hope your licensees’ policies included all the critical risk areas.
  • You can customize your policy to reflect your particular business’s risks
  • Your licensees get better protection
  • No tail coverage needed

Learn more about the differences in benefits of having a company E&O policy

Access to more options = better real estate E&O protection for the best price

We’re part of one of the largest insurance brokers in the world — giving us unequaled access to more real estate E&O options than anyone. We do the shopping for you, to find you the best value in E&O coverage.

With CRES, you’ll also have the best claim prevention team on your side.

And your team will also enjoy CRES innovations for helping you win listings and dazzle buyers. Seller’s E&O Protection Plan and Building Permit History Reports help reduce your risk while helping you grow your business.

Your CRES Plan Makes You More Competitive

  • Stand Out to Buyers— Your licensees can show buyers the permits on a property with CRES Building Permit History Reports (25 free each policy year). You’ll reduce your out-of-pocket claims expense up to $2,500.
  • Address Issues BEFORE They Become Bigger Problems Proactive Problem Resolution — You’ll have access to a local expert real estate attorney 7 days a week to help you resolve issues proactively with CRES Legal Services.
  • Reduce Your Retention (out-of-pocket claims expense) — Use a CRES home warranty with up to $50,000 in Seller’s E&O, and reduce your out-of-pocket claims expense up to $5,000.*  (Use both a CRES home warranty and Building Permit History Report and reduce retention up to $7,500*.)
  • Coverage for Past Transactions — Your past transactions are covered for as long as you’ve had continuous E&O insurance with any company.

Which Louisiana Real Estate Company E&O Plan Should You Consider?

As a real estate firm, you have two options: 1. Choose an Office policy to protect all of your agents and employees, or 2. Choose an Excess policy and have your agents purchase their own E&O (from us or anyone they choose). We can help you decide what best meets your needs.

Real Estate E&O Office Policy

  • Get as much protection as you need: limits up to $3,000,000
  • Choose your participation level: retentions (out-of-pocket claims expense) from $1,000 to $100,000

E&O Excess Policy

  • Sits above the agents’ limits to provide a full $1-3 million in coverage for a claim
  • No additional out-of-pocket claims expense once the agent’s retention has been paid
  • Fixed annual premium
  • Adds coverage for ex-agents and employees

Revenue under $1 Million: Get a Quick Quote

Revenue over $1 Million: Get a Quote and Buy Online

Renew Your CRES Policy

* Seller’s E&O coverage and other benefits are feature-based and warranty specific. The E&O Retention (Out-of-Pocket Claims Expense) Reduction applies to any real estate licensed Real Estate Services Council Risk Purchasing Group, LLC. (“RESCRPG”) member who personally pays for the Home Warranty Plan. These benefits are offered by, and intended for, the members of RESCRPG. RESCRPG membership is part of your CRES E&O policy. Other warranties may also qualify for an E&O Retention Reduction, but only those warranties listed here are guaranteed to qualify. Not available in all states. Certain restrictions apply. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.

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