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SOLUTIONS

Nebraska Real Estate Errors and Omissions Insurance

Get Up to 5 Times More Protection — from $122*

Per NREC, if your NE license needs to be renewed this year by November 30th, your E&O coverage must also be purchased by the same deadline.

  • With Expert Legal Services available 7 days a week to help you resolve issues pre-claim.
  • And 25 Free Building Permit History reports to show buyers the permits on a property.
CRES Nebraska Real Estate E&O + ClaimPrevent®                               versus  State Group Policy
$100,000/$500,000 limits ($200,000 more coverage!) $100k/$300k
Pre-Claim Legal Services 7 days a week No help pre-claim with State Plan
$100,000 policy limit for Lock Box Property Damage $100k/$300k
$100,000 Environmental/Pollution/Mold (5x the protection!) $20k/$40k
$50,000 Cyber coverage Not offered
$20,000 – $50,000 Disciplinary Hearings coverage (4x the protection!) $5k/$5k
Sale of Agent-Owned Vacation/Rental Properties to fourplex (with requirements) Limitations with State Plan

Now, one low rate covers all of your activities that require a real estate license.

With CRES Real Estate E&O + ClaimPrevent®, local expert real estate attorneys are on call 7 days a week to help you PRE-CLAIM!  They’ll handle your questions, write or review letters and addendums on your behalf, review contracts, and more.  You’re guaranteed a response within 4 hours or next business day, with recommendations confirmed in writing! (No help from the state group policy until after you have a claim.

Also with CRES E&O:

  • Team/Non-Licensed Assistant Coverage included
  • Conformity Endorsement Coverage — if you’re a Nebraska resident, your Nebraska plan will be amended to conform to the E&O requirements of other states where you hold a valid real estate license.
  • PLUS, our Nebraska plans have ALWAYS included:  No out-of-pocket claims costs where only attorney fees are paid (“First Dollar Defense”), Firm and Franchise coverage, and Prior Acts coverage for as long as you’ve had continuous E&O coverage (with any company)

With CRES, You’ll Enjoy Superior Real Estate E&O Coverage — and More Included Extras

  • 25 Free CRES Building Permit History Reports (a $99.95 value), included each year, with discounted pricing available on additional reports.  Provide a Report to a buyer to show the presence of permits, and eliminate your out-of-pocket claims costs! A CRES Exclusive

For most licensees in Nebraska, CRES offers you FAR better protection than the state group policy — and that’s been true for more than 25 years. We guarantee to meet or exceed all Nebraska state requirements.

You may be eligible for CRES E&O even if you have past complaints or claims.

As required by NREC, CRES E&O covers all real estate activities requiring a license. Try our new simplified online enrollment today!  (Cover your Appraisal or Transaction Coordination actiivities in a separate policy.)

Optional Coverage

Defense Outside Limitsjust $8
$25,000 Seller’s E&O Protection Plan just $5
$500,000 Pollution/Environmental (including mold)just $4
$100,000 Open House and Showings Liabilityjust $8
Fair Housing/Discrimination Defense and Damagesjust $8

*Comparison as of 10-6-21 based on base policy cost for licensees performing activities requiring a license. Read each policy for a full comparison of coverage and benefits. Certain restrictions apply. All coverage is subject to Underwriting and other qualifications.

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