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Nebraska Real Estate Errors and Omissions Insurance

NEW! 3 E&O Options to Revolutionize Nebraska E&O — up to 10X More Protection

Renew by November 30, 2023

  • Base Protection Plan:  from $70
  • Superior Protection Plan: from $130
  • Platinum Protection Bundle: from $260
  • All with Expert Pre-Claim Legal Services Included
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Renew Your CRES Policy

Reminder — per NREC, if your Nebraska real estate license needs to be renewed this year by November 30th, your Errors & Omissions coverage must also be purchased by the same deadline. E&O insurance is required for all Nebraska real estate licensees.

Nebraska Licensees: Choose from 3 New Real Estate E&O Plans — All Designed to Save You Money on up to 10X More Protection

Your new real estate errors and omissions plan for Nebraska is tailored to your transaction volume  . . .

✅ Base Protection Plan with the lowest price for those with no income in the last 12 months from activities requiring a real estate license:
$100,000/$500,000 coverage – from $70

✅ Superior Protection Plan with $200,000 more total coverage than the state group plan, and up to 10X more protection in individual coverage areas:  $100,000/$500,000 coverage – from $130

✅ Platinum Protection Bundle with the broadest coverage, most popular options, and highest limits at a bundled price for those who need it: $500,000/$500,000 or $1 million/$1 million coverage limits – from $260 or $360

From 4 to 10 Times More Coverage in EVERY CRES E&O Plan

Every CRES E&O plan is guaranteed to meet 100% of Nebraska requirements, guaranteed to meet or beat the coverage of the state group plan, and includes our highly rated Pre-Claim Legal Services.

Compared to the state group plan, every CRES plan includes far more coverage:

Base Protection Plan and Superior Protection Plan

  • Pollution/Environmental (including mold) to $100,000    —        vs $10k (10x Less coverage)
  • Escrow Disputes to $100,000                                                        —        vs $10k (10X Less coverage)
  • Cyber Liability data breach notification up to $50,000     —        vs $5k (10x Less coverage)
  • Disciplinary Proceeding $20,000 each to $50,000          —        vs $5k (4X Less coverage)
  • Conformity (for other states where you’re licensed)              —        vs Extra Fee
  • Subpoena coverage  to $30,000                                                 —        vs (undefined limit)
  • First Dollar Defense (no out-of-pocket costs when your claim involves only defense costs)
  • Firm/Franchise coverage
  • Agent-Owned Property sales including vacation and rental properties to 4-plex
  • Lockbox Property Damage to $100,000

Optional Coverage:

  • $100,000 Open House and Showings coverage – just $8
  • $250,000 Open House and Showings coverage – just $12
  • Pollution/Environmental (including mold) to $500,000) – just $4
  • Fair Housing/Discrimination Defense and Damages to the policy limit – just $8
  • $25,000 Seller’s Protection Plan coverage to help win more listings – just $5
  • Defense Outside the Limits (additional limit equal to your policy limit for defense costs) – just $8

Platinum Protection Bundle includes ALL coverages above, and adds all of the options:

  • $500,000/$500,000 or $1 million/$1 million coverage limits
  • Pollution/Environmental (including mold) to policy limits ($500,000 or $1 million)
  • Open House and Showings coverage to $250,000
  • Fair Housing/Discrimination Defense and Damages to the policy limits
  • Sellers Protection Plan to $25,000 to help you win more listings

One low rate covers all of your activities that require a real estate license.  Prior Acts coverage included for as long as you’ve had continuous  E&O coverage (with any company).

Choose a separate policy to cover your Appraisal  or Transaction Coordinator activities.

With CRES Real Estate E&O + ClaimPrevent®, local expert real estate attorneys are available to help you PRE-CLAIM!  They’ll handle your questions, write or review letters and addendums on your behalf, review contracts, and more.  You’re guaranteed a response within 4 hours or next business day, with recommendations confirmed in writing! (No help from the state group policy until after you have a claim.)

With CRES, You’ll Enjoy Superior Real Estate E&O Coverage — and More Included Extras

  • 25 Free CRES Building Permit History Reports (a $99.95 value), included each year, with discounted pricing available on additional reports.  Provide a Report to a buyer to show the presence of permits, and eliminate your out-of-pocket claims costs! A CRES Exclusive
  • Discounts to Office Depot®, Constant Contact® Email, Lenovo® PC Products, UPS® shipping, even Bekins® and Wheaton Van Lines moving discounts you can offer to your clients.

For most licensees in Nebraska, CRES offers you FAR better protection than the state group policy — and that’s been true for more than 25 years. We guarantee to meet or exceed all Nebraska state requirements.

You may be eligible for CRES E&O even if you have past complaints or claims.

In Every Plan

  • Conformity Endorsement Coverage — if you’re a Nebraska resident, your Nebraska plan will be amended to conform to the E&O requirements of other states where you hold a valid real estate license (the state group plan adds $15 for this)
  • Prior Acts coverage for as long as you’ve had continuous  E&O coverage (with any company)

*Comparison as of 10-6-22 based on base policy cost for licensees performing activities requiring a license. Read each policy for a full comparison of coverage and benefits. Certain restrictions apply. All coverage is subject to Underwriting and other qualifications.

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