Superior Real Estate Errors and Omissions Insurance: Extensive Protection for All Your Related Activities
Choose the right E&O protection from your specific real estate-related risks . . .
- With an errors and omissions policy designed for your specialty area: real estate sales, property management, appraisal, mortgage brokering, escrow, or transaction coordination.
Don’t risk leaving your business unprotected — by considering “generic” errors and omissions insurance (or worse, by doing business without E&O insurance at all. Would you drive a car without auto insurance?) Those generic E&O policies used across unrelated industries may have substantial gaps in coverage that could leave your business vulnerable. Choose Superior Protection from CRES.
Extensive Protection, Exceptional Value, Pre-Claim Legal Help Included
- As part of one of the world’s largest insurance brokers, Arthur J. Gallagher, we have access to E&O insurance options no one else has (especially compared to smaller insurance brokers)
With CRES Real Estate E&O + ClaimPrevent®, you’ll get customized, innovative protection focused on the specific risks you face everyday. Let’s get started:
New Real Estate E&O Insurance for a Company
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New Real Estate E&O Insurance for an Individual
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Superior Protection with ClaimPrevent® Legal Services
When you specialize in protecting real estate professionals for more than 25 years like we have, you learn exactly what specific E&O insurance coverages and limits are vital.
And when you can choose from any real estate errors and omissions plan available, you choose the most extensive coverage you can find. And that’s what we’ve done . . .
- More Extensive Coverage (including in states where Real Estate E&O is required)
If your state requires real estate E&O, you’ll discover CRES offers FAR MORE extensive protection in specific coverage areas, and frequently for less cost, than your state group program! - Safe and Secure
CRES E&O plans are backed by A.M. Best A-rated carriers. - Expert Pre-Claim Legal Help
Our real estate E&O policies include access to our team of local expert real estate attorneys, to help you proactively resolve small issues before they turn into bigger problems. Your CRES Real Estate E&O + ClaimPrevent® goes to work for you daily — not just after you have a claim (like most other E&O policies).
We Help You Build Business (Something Most E&O Plans Can’t Say)
Our customized real estate E&O solutions offer business-building benefits you won’t find anywhere else. You’ll win more real estate listings, and deliver valuable services to your clients they won’t get from others. More than 150,000 individual licensees and some of the largest real estate firms in the country enjoy these advantages (and have for more than 25 years). Shouldn’t you have them, too?
- Reveal a Property’s Permit History to Buyers (and Reduce Permit-Related Lawsuit Risk)
How accurate and complete are your listings? What if an added bedroom, the deck, or a remodel wasn’t permitted? This happens too frequently. Permit issues account for one in five real estate-related claims. With CRES Building Permit History Reports, you can pull electronic residential and commercial Permit History Reports quickly and easily. Even get the reports on your phone during a showing to show buyers the permits on the property. You’ll help reduce claims, and reduce your out-of-pocket claims expense by $2,500* when you give a Report to a buyer before closing. - Attract More Listings with Seller’s E&O Protection Plan (and Reduce Lawsuit Risk)
Stand out at every potential listing appointment by offering your sellers something other licensees can’t. CRES Seller’s E&O Protection Plan gives your sellers (of a primary residence) their own E&O policy with $25,000 in protection for 180 days after closing (with an option to increase it to a full year.) Because you have to be a licensed professional to carry E&O insurance, this is protection your sellers can’t get on their own. It’s a great competitive advantage to help you get more listings. (Your CRES E&O plan may include Seller’s E&O or it may be a highly affordable option you can add.)* - Qualified Home Warranties Help the Home Seller Faster and for More Money
When you purchase a CRES home warranty for your seller, you’ll help the property sell faster, and frequently for a higher price — and give your sellers up to an additional $50,000 in Seller’s E&O coverage.* You’ll also reduce your E&O out-of-pocket claims expense (retention) up to $5,000*. (Use both a Qualified Home Warranty and a Building Permit History Report and reduce your retention up to $7,500.*)
Real Estate Brokerage E&O
All other states: use the pull-down menus above.
Individual Real Estate E&O
All other states: use the pull-down menus above.
* Seller’s E&O coverage and other benefits are feature-based and warranty specific. The E&O Retention (Out-of-Pocket Claims Expense) Reduction applies to any real estate licensed Real Estate Services Council Risk Purchasing Group, LLC. (“RESCRPG”) member who personally pays for the Home Warranty Plan. These benefits are offered by, and intended for, the members of RESCRPG. RESCRPG membership is part of your CRES E&O policy. Other warranties may also qualify for an E&O Retention Reduction, but only those warranties listed here are guaranteed to qualify. Not available in all states. Certain restrictions apply. Read each policy for a full comparison of coverage and benefits. All coverage is subject to Underwriting and other qualifications.